When selecting a voluntary benefit package, it is essential to pick supplemental plans to fill in the gaps of your current coverage. We provide a vast number of benefit plan options that can be consulted by an expert in benefit plans and tailored to your specific needs.

Adding voluntary benefit plans to your existing employee benefits is an cost effective way of reaching your coverage goals and achieving employee satisfaction without cost to your business.

Voluntary benefits provide you a cafeteria-style benefit package that helps fill in the gaps left out by your existing coverage at no cost to your organization at an affordable rate for your employees. Employees can add tax advantage plans to their existing benefits that use pre-tax dollars to pay for benefit costs. These programs allow you to reduce your overall share of taxes-saving you more!

Which employees have the richer benefits plan?

• Company A: spends $30,000/employee/yr on health insurance
  
  • Other benefits: none
• Company B: spends $15,000/employee/yr on health insurance
  • Other benefits: Employee funded short-term disability, family disability, dental, maternity, catastrophic insurance, and life insurance

Company B: is an example of a company that added voluntary plans to their existing  benefits which added choices to employee programs which help attract and retain employees. Business are able to lower costs through reducing taxes by using a Section 125 plan.